Colorado Debt Help last blog talked about the courage one needs to have before, during and after the process of getting out of debt. This blog post is the fourth of six blog posts in a series about emotional hurdles to overcoming debt, which is acceptance.

There are six emotional hurdles to overcoming debt:
  1. Trust
  2. Perception
  3. Courage
  4. Acceptance
  5. Belief
  6. Fear

The American theologian, Reinhold Niebuhr, once said, “God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.” This quote is perfect for anyone in financial trouble who may be thinking about getting out of debt.  They are certainly stressed about their financial situation and need help.

Colorado Debt Help

A willingness to accept the recommendations from Colorado Debt Help is an important step for getting out of debt.

Acceptance is Part of the Path

Acceptance plays a key role for getting out of debt.  You must accept the fact that you are too deep in debt. You must accept the fact that sitting around and doing nothing isn’t going to solve your problem. Once you have mustered the courage to move forward and explore options of how to get out of debt, then you must accept the best solution despite your preconceived notions.

A common scenario for getting into debt is racking up multiple credit cards from medical bills.  You then juggle the credit card payments only to find you’re not making progress and you’re emotionally tired of the financial stress. So then, you research your debt relief options; such as debt settlement, bankruptcy, credit counseling, and debt management plans.  You get overwhelmed by the choices and decide to see an attorney like those at Colorado Debt Help.  You might think debt settlement is the best option as you may have heard there are too many problems with filing bankruptcy.  However, you meet with one of our attorneys who determines bankruptcy is your best choice.  At that point, you must be willing to ACCEPT that it is the best way to get out of debt.

Get Help with Colorado Debt Help

Know that at Colorado Debt Help we will explain the different ways to reduce debt. You will feel good about the fact that we didn’t push you into bankruptcy as the first and only solution. Once we put you on a path toward reducing your debts, accept it is the best thing for you and your family.

Colorado Debt Help encourages anyone who is struggling with debt to accept the fact you are in debt.  Call us now for a free consultation.  We know making the first call may may be hard, but you will be better off because of it.