Contact Colorado Debt Help

Bankruptcy is a common way to get out of debt. In fact, it’s federal law. That’s right – you have a legal right to get out of debt. There are two chapters in bankruptcy that might help you: Chapter 7 and Chapter 13. Filing Chapter 7 or 13 depends on your overall situation. These two options have specific requirements and restrictions. Depending on your circumstances, one chapter may be better than the other. Our specialists will review your financials to find out if you qualify for bankruptcy, or if filing bankruptcy is even a good idea. It may not be. Discover more about your bankruptcy options.

Debt settlement can be ideal for those who want someone to negotiate and pay off old debts. Debt settlement can be tedious and tough to do. If you don’t have knowledge or experience, it’s a miserable experience. Having someone else, a professional who is knowledgeable in this area, such as us, may be helpful. You can let our specialists handle debt settlement for you. We have the experience and background to work with collectors on your behalf. You can learn more about debt settlement options.

Establishing a debt management plan (aka credit counseling) helps many individuals restructure their credit card payments. We work with your creditors to reduce your monthly payments and interest rates along with eliminating penalties. These payment plans can last between 36 to 60 months. We can assist you with determining whether a debt management plan is the right solution for you. Find out more about our debt management plans.